Pre-Planning Guidance Across Canada
Why Families Choose Kinship Nationwide
We bring three decades of pre-planning expertise to families across Canada, combining specialized knowledge with local partnerships to ensure personalized support is always within reach.
FUNERAL PARTNERS
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PRE PLANNING SPECIALISTS
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Our Values
With an education first mindset, we guide families to make informed decisions free from pressure. This creates a long lasting relationship between Kinship, our families and funeral home partners.
Education
We provide knowledge that comforts families and provides funeral homes with confidence, dispelling myths about pre-planning and highlighting all available options.
Partnership
Collaboration is key—we work hand-in-hand with families and funeral homes to create meaningful, personalized plans.
Innovation
We combine the time-honoured principles of traditional care with modern solutions that meet the needs of today’s world.
Frequently Asked Questions
Connecting your final expense policy with a funeral home through a pre-planned arrangement ensures your final wishes are clearly documented and can be carried out exactly as you envisioned. This thoughtful step relieves your loved ones of the stress of making difficult decisions during a time of grief. It also guarantees the funeral home receives the funds directly and promptly, so your family won’t have to pay for services out-of-pocket and wait for reimbursement.
Yes, you can. By assigning the benefits of your policy to a funeral home, you ensure the death benefit is paid directly to them to cover the costs of your pre-arranged final wishes. This legally directs the funds to be used as you intended. With preneed insurance, this “assignment of benefits” takes precedence, but it may also allow for any excess funds to be returned to a secondary beneficiary you have named, such as a family member.
Many final expense insurance providers we partner with offer “Guaranteed Issue” plans. These policies are designed to provide coverage without requiring a medical exam or detailed health questions, making them a practical and accessible solution for individuals who may not qualify for other types of life insurance due to age or health.
Funding your final arrangements with an insurance policy is one of the safest ways to pre-plan. The policy is in your name and is a secure asset that you own and control. If your chosen funeral establishment were to close, the full value of your investment is safe. You have the flexibility to simply reassign your policy to another funeral home using an Assignment of Benefits form, or you can leave the policy unassigned to be paid out to your beneficiary at the time of need.
When you formalize your pre-planned arrangements with a funeral home and fund them with a final expense policy, you can secure the costs of goods and services at today’s prices. This agreement with the funeral provider protects your family from the financial impact of inflation. The insurance policy is designed to grow over time to ensure that your pre-planned wishes will be fully funded, no matter when they are needed. If the growth of the policy does not meet the rise in funeral prices, then you are still fully covered.
The peace of mind from your pre-planned arrangement travels with you. If you relocate, your policy can be easily reassigned to a new funeral home in your new community. With a network of over 100 funeral home partners across Canada, we can help facilitate a smooth transition to ensure your wishes are honoured, wherever you call home.
Any remaining funds from the policy’s death benefit will be paid to the beneficiary you have designated. When you set up your policy, you can name a person, multiple people, or your estate as the beneficiary to receive any excess proceeds after the funeral establishment’s costs have been covered.
